A fourplex can look like the obvious cash-flow champion until the water bill, insurance quote, and fourth kitchen begin sending invoices like a tiny committee. If you are comparing a duplex vs triplex vs fourplex, the real question is not simply which property collects the most rent. It is which one leaves the most durable cash after financing, vacancy, repairs, reserves, and management. In about 15 minutes, you will have a practical framework for comparing all three, including an illustrative US-market model, financing traps, risk scores, and a buyer checklist you can use before making an offer.
The Cash-Flow Verdict in One Page
If all three properties are purchased at sensible prices, the fourplex often produces the highest total dollar cash flow because four rents share one roof, one parcel of land, and many fixed ownership costs. Yet the fourplex does not automatically produce the best return on the cash you invest.
A well-priced triplex frequently occupies the sweet spot. It can generate much more rent than a duplex without carrying quite as much acquisition cost, utility exposure, maintenance volume, or tenant turnover as a fourplex.
The duplex usually wins a different contest: simplicity. It tends to offer a broader resale audience, fewer units to manage, fewer appliances plotting rebellion, and a gentler introduction to small multifamily ownership.
- Do not rank properties by gross rent alone.
- Compare cash flow after realistic operating expenses and reserves.
- Judge each deal by price-to-rent economics, not unit count.
Apply in 60 seconds: Write down the asking price and total monthly market rent for each property you are comparing, then calculate monthly rent divided by price.
Visual Guide: Where Each Property Type Usually Wins
Best at: simplicity, resale flexibility, lighter management.
Best at: balancing rent density, purchase price, and operating complexity.
Best at: total rental income and spreading fixed costs across more units.
That ranking can flip within the same ZIP code. A $650,000 triplex collecting $5,700 per month may be weaker than a $545,000 duplex collecting $4,600. The word on the property description matters less than the arithmetic underneath it.
Who This Comparison Is For and Not For
This guide is designed for US buyers considering two-to-four-unit residential properties as rentals, house hacks, or long-term wealth-building assets.
This comparison is especially useful if you:
- Are deciding between a duplex, triplex, and fourplex in the same metro area.
- Plan to live in one unit and rent the others.
- Want rental income without jumping immediately into a five-plus-unit commercial apartment building.
- Care more about sustainable monthly cash flow than impressive gross-rent screenshots.
- Need to compare financing, reserves, vacancy risk, and management burden together.
If owner occupancy is part of your plan, you may also want to compare this strategy with house hacking with an ADU and a structured rent strategy. The economics are different, but the same principle applies: housing expenses become much more interesting when another door is helping pay them.
This guide is not primarily for:
- Five-unit or larger apartment acquisitions.
- Ground-up development.
- Short-term rental underwriting where nightly rates dominate the model.
- Luxury multifamily in unusually high-cost coastal neighborhoods.
- Properties requiring major redevelopment, rezoning, or conversion.
In one sample underwriting exercise, a shiny fourplex initially looked unbeatable. Then one sentence in the listing changed everything: “Owner pays all utilities.” The spreadsheet lost its smile immediately. That is why property type is only the beginning.
Financial and Real Estate Disclaimer
This article is educational information, not individualized financial, lending, legal, tax, appraisal, or investment advice. Mortgage qualification, down-payment requirements, insurance costs, rents, taxes, zoning rules, landlord obligations, and underwriting standards vary by borrower, lender, property, and jurisdiction.
The numerical examples below are intentionally simplified illustrations. They are not forecasts of what a specific duplex, triplex, or fourplex will earn.
Before purchasing a rental property, verify actual leases, trailing expenses, property taxes, insurance, utility responsibility, local rental rules, physical condition, and available financing. Tax treatment also depends on how the property is used and owned.
- Replace advertised rents with verified or defensible market rents.
- Replace generic expense percentages with local quotes whenever possible.
- Underwrite financing before assuming the deal works.
Apply in 60 seconds: Mark every number in your spreadsheet as either verified, quoted, estimated, or guessed.
What Actually Drives Small Multifamily Cash Flow
Cash flow is what remains after rental income meets the expenses required to keep the property operating and the debt paid.
The equation looks innocent:
Cash flow = collected rental income − operating expenses − debt service
The trouble lives inside those three tidy boxes.
Start with collected income, not advertised rent
Suppose a triplex rents for $1,700 per unit. Gross scheduled rent is $5,100 per month, or $61,200 per year.
But tenants move. Units sit empty for repainting. A lease may renew below market because keeping a reliable tenant is worth something. A prudent model therefore applies vacancy and collection loss rather than assuming twelve perfect months multiplied by three perfect tenants.
A 5% vacancy assumption would reduce $61,200 of scheduled rent to roughly $58,140 before other income.
Then count expenses people prefer not to count
Typical categories include:
- Property taxes.
- Landlord insurance.
- Repairs and routine maintenance.
- Capital expenditure reserves.
- Property management.
- Owner-paid water, sewer, trash, gas, or electricity.
- Landscaping, snow removal, pest control, and common-area costs.
- Licensing or inspection fees where applicable.
One underwriting model I recently built as a stress test looked terrific until a realistic management expense was added. The owner planned to self-manage, so management had been entered as zero. That made current cash flow prettier, but it also quietly declared the owner's time to be worth exactly $0. Spreadsheets can be very supportive friends when you ask them the wrong question.
Do not mix operating expenses with financing
Net operating income, or NOI, is generally evaluated before mortgage payments. Debt service is then subtracted to determine cash flow to the owner.
This distinction matters because two investors can buy the same triplex and experience different cash flow simply because one finances 75% of the purchase price and another finances 90%.
Show me the nerdy details
For comparison purposes, separate property performance from financing performance. First estimate effective gross income after vacancy. Then subtract operating expenses to produce NOI. From NOI, subtract annual principal and interest payments to estimate pre-tax cash flow. Cash-on-cash return can then be approximated by dividing annual pre-tax cash flow by the actual cash invested, including the down payment and relevant acquisition costs. This structure makes it easier to see whether a weak return comes from the property, expensive financing, or both.
Duplex vs Triplex vs Fourplex: Side-by-Side Model
Here is an illustrative model for three properties in a moderate-cost US market. The purpose is not to predict national pricing. It is to show how unit count interacts with rent, expenses, acquisition price, and debt.
For simplicity, assume a 25% down payment, 30-year amortization, a hypothetical 7.0% interest rate, and acquisition costs equal to 3% of purchase price. Operating-expense ratios below include vacancy and common ownership costs but exclude mortgage debt.
| Metric | Duplex | Triplex | Fourplex |
|---|---|---|---|
| Illustrative price | $400,000 | $525,000 | $680,000 |
| Monthly gross rent | $3,500 | $5,250 | $7,000 |
| Annual gross rent | $42,000 | $63,000 | $84,000 |
| Illustrative operating ratio | 32% | 34% | 36% |
| Estimated NOI | $28,560 | $41,580 | $53,760 |
| Approx. annual debt service | $23,951 | $31,436 | $40,717 |
| Approx. annual cash flow | $4,609 | $10,144 | $13,043 |
| Approx. cash-on-cash return | 4.1% | 6.9% | 6.9% |
The fourplex generates the largest annual cash flow in this example, about $13,043. Yet the triplex produces almost the same cash-on-cash efficiency with substantially less capital committed.
That is the central lesson. “Which cash flows best?” has at least two answers: the property producing the most dollars and the property producing the strongest return relative to cash invested.
- Compare annual cash flow in dollars.
- Compare cash-on-cash return separately.
- Stress-test rents and expenses before choosing a winner.
Apply in 60 seconds: Divide your projected annual cash flow by your estimated total cash invested.
Buyer Checklist: The Five Numbers to Get Before You Compare
- Purchase price: not merely asking price, but your probable contract price.
- Unit-by-unit rent: current lease rent and defensible market rent.
- Annual taxes and insurance: preferably verified or quoted.
- Owner-paid utilities: use actual historical bills when available.
- Financing terms: down payment, rate, mortgage insurance if applicable, and closing costs.
Duplex Economics: Simple, Liquid, Less Forgiving
A duplex gives you two rent checks without moving very far from the economics of a traditional house. That simplicity is valuable, especially for first-time landlords.
It also creates a mathematical weakness: one vacant unit can temporarily eliminate half of the property's scheduled rental income.
Why duplex cash flow can work
Duplexes can be attractive when they sell at modest premiums over nearby single-family homes but command two full market rents.
They can also work beautifully for owner-occupants. Living in one unit while renting the second turns the analysis from pure investment cash flow into a combination of housing-cost reduction and wealth accumulation.
A useful companion comparison is starting with affordable real estate investing, especially when your priority is keeping the initial capital requirement manageable.
The duplex vacancy problem
Imagine a duplex collecting $1,800 from each unit. Fully occupied, it receives $3,600 monthly.
One vacancy cuts scheduled rent to $1,800. The mortgage, taxes, insurance, lawn, and roof do not politely become 50% cheaper in solidarity.
This is why a duplex deserves a stronger liquidity buffer than its smaller size might suggest.
Where duplexes often beat larger small multifamily
- Lower acquisition price.
- Potentially larger buyer pool at resale.
- Fewer tenant relationships.
- Fewer kitchens, HVAC systems, water heaters, and bathrooms to maintain.
- Easier self-management for many new landlords.
In one modeled property tour, the duplex had two new furnaces and separate utilities. The nearby fourplex had one aging boiler serving everybody. The fourplex had twice the doors, but the duplex had dramatically cleaner expense visibility. Sometimes boring mechanical systems are the nicest thing in the building.
Triplex Economics: The Quiet Middle Ground
The triplex is frequently overlooked because buyers naturally gravitate toward the neat symmetry of “two” or the maximum residential unit count of “four.” That can create opportunities.
With three units, a single vacancy removes roughly one-third of scheduled rental income rather than one-half. You also gain more rent without automatically paying fourplex pricing.
Why the triplex can produce excellent cash-on-cash returns
The key is purchase-price compression.
If a typical duplex costs $420,000 and a comparable triplex costs $520,000, the third unit may add far more rent than the extra $100,000 adds in debt service and operating cost.
That third door can therefore be disproportionately valuable.
But if triplex inventory is scarce and buyers bid aggressively, the advantage disappears. Real estate does not reward loyalty to a property type. It rewards a reasonable relationship between income and price.
Triplex vacancy math is friendlier
Suppose each unit rents for $1,750.
- Three occupied units: $5,250 scheduled monthly rent.
- Two occupied units: $3,500 scheduled monthly rent.
- One occupied unit: $1,750 scheduled monthly rent.
A vacancy still hurts, but it does not immediately cut scheduled income in half.
Short Story: The Third Door That Changed the Deal
An illustrative buyer was comparing a renovated duplex and an older triplex six blocks apart. The duplex was prettier: quartz counters, tidy landscaping, fresh siding, the full real-estate-photo glow. It rented for $3,700 per month and was priced at $455,000. The triplex looked less glamorous and needed roughly $12,000 of near-term work, but its three units produced $5,400 monthly at a $525,000 asking price. Once taxes, insurance, vacancy, maintenance, reserves, and financing were modeled, the triplex generated materially more projected cash flow despite the repair budget. The important insight was not that triplexes are inherently superior. The third unit simply added rent faster than the purchase price added carrying cost. The practical lesson: compare the incremental rent you receive for each incremental dollar of purchase price. The prettiest kitchen rarely appears anywhere in that equation.
Fourplex Economics: Maximum Rent, Maximum Moving Parts
A fourplex gives a small investor access to four income streams while remaining within the two-to-four-unit residential category used by many mortgage programs.
That combination is powerful. It is also precisely why fourplexes can become expensive when many buyers chase them for house hacking.
The fourplex advantage: fixed-cost dilution
Some costs rise much more slowly than unit count.
A fourplex may still have one parcel, one roof, one foundation, one exterior structure, and one tax bill. Four rents help carry those shared expenses.
That is fundamentally different from owning four detached rental houses scattered across town, each with a separate roof and lawn waiting for its own special Tuesday emergency.
Vacancy is easier to absorb
At full occupancy, four units renting for $1,750 generate $7,000 monthly. Lose one tenant and scheduled rent drops to $5,250, a 25% reduction.
That still hurts, but it is less violent than the 50% revenue decline caused by one vacancy in a duplex.
Maintenance volume rises too
Four units can mean:
- Four refrigerators.
- Four ranges.
- Four sets of plumbing fixtures.
- Four households creating service requests.
- More turnovers over a long holding period.
In another underwriting exercise, a fourplex appeared to beat the triplex by almost $400 per month. Then the owner's water and sewer records were added. The advantage shrank to less than $100. One plumbing leak later, that spreadsheet would have needed a small umbrella and a quiet room.
Fourplexes reward strong systems
If you have reliable leasing, bookkeeping, maintenance vendors, screening procedures, reserve policies, and management discipline, four units can create useful operating scale.
If you are improvising every repair, every lease renewal, and every tenant message, a fourth unit does not create scale. It creates another place from which your phone can ring.
- Check owner-paid utilities carefully.
- Budget for more frequent turnover and repairs.
- Compare price per unit and rent per unit together.
Apply in 60 seconds: Divide purchase price by unit count, then compare that figure across every property on your shortlist.
How Financing Can Change the Winner
A property can be an excellent building and a mediocre investment at the financing terms available to you.
This is especially important when comparing owner-occupied and non-owner-occupied purchases.
Owner occupancy can rewrite the cash-flow equation
Two-to-four-unit properties can qualify under residential mortgage programs when applicable requirements are satisfied. An owner-occupant may therefore face a very different capital structure from an investor buying the same building strictly as a rental.
For FHA financing, HUD's Single Family Housing Policy Handbook contains specific requirements for small multifamily properties, including a self-sufficiency test applicable to three- and four-unit properties.
Do not assume that because you can afford a down payment, a specific property automatically satisfies a lender's underwriting standards.
Investment-property financing changes the comparison
For a non-owner-occupied purchase, lenders may require more equity, stronger reserves, different pricing, or different treatment of projected rental income.
If your income situation is unusual, including self-employment, it may help to understand what mortgage lenders evaluate when qualifying borrowers before touring buildings with a purchase ceiling that exists only in your imagination.
A small rate change matters more on a bigger building
Suppose the fourplex requires a $510,000 mortgage while the duplex requires $300,000. A change in financing cost affects the fourplex more in absolute dollars because more money is borrowed.
This is why investors should rerun the model using the actual quoted loan rather than an online rate seen Tuesday morning while drinking coffee.
Decision Card: When Each Property Type Has the Financing Edge
Your cash is limited, simplicity matters, or the larger properties stretch reserves too thin.
The third rent materially outpaces the incremental price and financing cost.
The fourth unit adds strong net income and you can still retain healthy post-closing reserves.
Never judge financing solely by monthly payment. Closing costs, mortgage insurance where applicable, points, lender credits, reserves, and cash required at closing can all change your real return.
Operating Risk and Management Load
Cash flow is not merely an accounting result. It is compensation for accepting a bundle of risks.
A duplex with $500 monthly projected cash flow and a fourplex with $700 are not necessarily close substitutes. You need to ask what must go right to earn those dollars.
Risk Scorecard
| Risk Area | Duplex | Triplex | Fourplex |
|---|---|---|---|
| Impact of one vacancy | High | Medium | Lower |
| Management workload | Lower | Medium | Higher |
| Repair-event frequency | Lower | Medium | Higher |
| Income diversification | Lower | Better | Best |
| Capital required | Usually lower | Medium | Usually higher |
Reserves are part of the return, not an afterthought
Suppose your fourplex requires $190,000 to close but leaves only $4,000 in your bank account. A duplex requiring $115,000 while leaving $35,000 liquid may be the safer investment even if the fourplex produces more projected monthly cash.
Cash flow has little emotional warmth when the main sewer line fails during your third month of ownership.
One model I like as a sanity check is simple: after closing, imagine two units become vacant and a major repair arrives in the same 30-day window. You do not need enough money to enjoy that scenario. Nobody enjoys that scenario. You need enough to survive it without expensive emergency borrowing.
Separate utilities deserve a premium in your analysis
When tenants pay directly for metered electricity, gas, or water, operating expenses become easier to forecast.
Master-metered buildings can still work, but utility inflation and usage behavior fall more directly on the owner. A cheap fourplex with unusually high owner-paid utilities can behave like a much more expensive property.
- Model reserves before deciding how much cash is available for the down payment.
- Inspect utility arrangements unit by unit.
- Give higher-maintenance properties a higher reserve budget.
Apply in 60 seconds: Subtract estimated cash-to-close from your liquid funds and ask whether the remaining amount still feels like a real emergency reserve.
Common Mistakes That Make Good Deals Look Better Than They Are
Mistake 1: Comparing gross rent instead of net income
A fourplex collecting $7,200 per month looks superior to a triplex collecting $5,700. But gross rent pays no attention to taxes, insurance, water, repairs, vacancy, or management.
Compare NOI and pre-tax cash flow instead.
Mistake 2: Using current rent and market rent interchangeably
If existing leases total $4,800 but an agent says the building “could easily get $5,700,” you do not currently own a $5,700 rent roll.
Underwrite both cases. Treat the difference as upside that must be earned through turnover, renovations, lease expiration, or repositioning.
Mistake 3: Forgetting management because you plan to self-manage
You may choose not to pay a manager. That does not mean management has no economic cost.
Including a hypothetical management allowance also shows whether the property remains viable if your job, family, health, or geography eventually makes self-management inconvenient.
Mistake 4: Using the seller's tax bill forever
Property taxes can change after a sale depending on jurisdiction, assessment rules, exemptions, and purchase price.
Verify the likely post-purchase treatment rather than copying the seller's historical bill into a 10-year projection and hoping local government never notices you.
Mistake 5: Underestimating insurance
A quick online homeowners estimate is not necessarily a reliable landlord-policy assumption for an older multifamily property.
In one comparison, insurance moved from a placeholder $2,400 to an actual quote above $4,000. The property remained viable, but its advertised cap rate suddenly developed a more humble personality.
Mistake 6: Counting appreciation as monthly cash flow
Appreciation may contribute to long-term returns, but it does not pay next month's plumber.
Keep appreciation, principal reduction, tax effects, and monthly cash flow as separate components of your investment thesis.
Mistake 7: Inspecting the building but not the rent roll
Physical due diligence and financial due diligence belong together. Verify leases, deposits, concessions, arrears, utility responsibility, and any unusual tenant arrangements.
The building inspection tells you whether the roof leaks. The lease file tells you who may be contractually responsible when something else leaks.
Mistake 8: Believing the appraisal replaces your own underwriting
An appraisal serves a particular valuation and lending purpose. It does not decide whether your personal return target, reserve strategy, or management plan makes sense.
If valuation mechanics are unfamiliar, this guide to how the home appraisal process works provides useful background before you reach the financing stage.
Quote-Prep List: What to Gather Before Making an Offer
- Current rent roll and all leases.
- Trailing 12 months of utility expenses where available.
- Current property tax record.
- Landlord insurance quote.
- Known recent capital improvements.
- Age of roof, heating systems, water heaters, electrical service, and plumbing.
- Local property-management quote or fee schedule.
- Expected mortgage terms and cash-to-close.
- Market-rent evidence for each unit type.
When to Bring in a Lender, CPA, Inspector, or Property Manager
Small multifamily property sits at an interesting intersection. The building can feel residential, but the financial decisions are unmistakably business decisions.
You do not need a committee of twelve professionals to analyze every listing. You do want the right specialist before an assumption becomes a contractual obligation.
Talk with a lender before the offer if financing is central
A lender can help clarify expected down payment, treatment of rental income, reserves, mortgage insurance, property eligibility, and how owner occupancy affects available loan programs.
When comparing lenders, request comparable written Loan Estimates when you reach the appropriate application stage. The Consumer Financial Protection Bureau explains how to review the standardized form and compare loan costs.
Bring in an inspector when deferred maintenance could move the result
The more systems and units a property contains, the more opportunities there are for hidden capital needs.
A $15,000 roof or sewer problem can erase several years of projected cash flow. This does not automatically make the property bad. It makes accurate pricing more important.
Talk with a property manager before assuming management costs
Ask what they would charge for:
- Monthly management.
- Tenant placement.
- Lease renewal.
- Maintenance coordination.
- After-hours service.
- Eviction coordination.
A manager can also give you a useful reality check on achievable rents and tenant demand by unit type.
Talk with a CPA about tax treatment
Rental income, deductible expenses, depreciation, passive activity rules, mixed personal and rental use, and eventual sale taxation can all affect after-tax returns.
The IRS publishes Publication 527 as a starting point for federal residential rental-property tax information.
Federal tax rules are only one layer. State and local treatment can add another, which is why personalized tax advice becomes more valuable as the investment grows.
FAQ
Is a duplex, triplex, or fourplex more profitable?
A fourplex often produces the highest total rental income and can produce the largest total cash flow, but profitability depends on purchase price, rent, expenses, financing, and vacancy. A triplex bought at a favorable price can outperform a more expensive fourplex on cash-on-cash return.
Does a fourplex always cash flow better than a duplex?
No. A fourplex can generate more gross rent yet deliver weaker cash flow if its price is too high, owner-paid utilities are expensive, insurance is costly, rents are below market, or financing consumes too much NOI. Unit count never rescues a bad purchase price.
Why can a triplex be a good investment?
A triplex can offer a useful compromise between rent density and acquisition cost. One vacant unit reduces scheduled income by roughly one-third rather than one-half, while three units may still be manageable for an owner who does not want the workload of four households.
Is a duplex better for a first-time landlord?
Often, but not automatically. Two units generally mean fewer tenants, turnovers, fixtures, and maintenance events. The tradeoff is concentrated vacancy risk. If one unit becomes vacant, half of scheduled rental income can disappear temporarily.
How much vacancy should I assume when analyzing a small multifamily property?
Use local historical conditions and property-specific evidence rather than a universal percentage. A conservative model should account for normal turnover and collection loss even if the property is currently fully occupied. You can also stress-test the deal at multiple vacancy levels to see where cash flow breaks.
What expense ratio should I use for a duplex or fourplex?
There is no reliable universal ratio. Taxes, insurance, utilities, building age, management, maintenance, and local labor costs can vary enormously. Percentage assumptions are useful for preliminary screening, but serious underwriting should replace them with actual bills and local quotes.
What is more important, cap rate or cash-on-cash return?
They answer different questions. Cap rate helps describe the property's operating yield before financing. Cash-on-cash return incorporates the financing structure and measures annual pre-tax cash flow relative to cash invested. Use both rather than trying to make one metric do every job.
Should I include property management if I plan to manage the building myself?
Including a management allowance is a useful conservative practice. It tests whether the investment can support professional management later and prevents your projected return from depending permanently on unpaid labor.
How much cash reserve should I keep after buying a multifamily property?
The appropriate amount depends on mortgage requirements, building condition, insurance deductibles, unit count, tenant turnover, income stability, and your personal finances. A useful stress test is to estimate the cost of simultaneous vacancy plus one meaningful repair and make sure closing does not leave you unable to absorb it.
Are two-to-four-unit properties considered commercial real estate?
They are commonly treated differently from buildings with five or more residential units for many residential mortgage purposes, although specific loan programs and property configurations have their own eligibility requirements. Never assume a property qualifies for a particular mortgage until your lender has reviewed it.
Can I live in one unit and rent the others?
Yes, owner-occupancy of a small multifamily property is a common house-hacking strategy when the property and financing meet applicable requirements. Your personal unit reduces rentable income, so analyze both your housing-cost savings and the property's standalone investment economics.
What is the fastest way to compare three listings?
For a first pass, record purchase price, total monthly rent, estimated operating expenses, financing terms, and cash required to close. Calculate NOI, annual debt service, projected cash flow, and cash-on-cash return. Eliminate obviously weak deals before spending hours polishing assumptions that will not rescue them.
- Price the income, not the label.
- Stress-test vacancy and repairs.
- Preserve post-closing liquidity.
Apply in 60 seconds: Reduce projected rent by 5%, increase operating expenses by 10%, and see whether your favorite deal still produces acceptable cash flow.
Conclusion: Which One Should You Buy?
The question at the beginning was deceptively simple: duplex vs triplex vs fourplex, which cash flows best?
In many ordinary US-market scenarios, a fourplex has the strongest chance of producing the highest total monthly cash flow because four rents spread fixed ownership costs across more units. A triplex can be the more efficient purchase when its price is meaningfully lower, producing similar or even better cash-on-cash returns with less capital and slightly less operational weight.
The duplex remains compelling when simplicity, financing flexibility, resale options, and manageable ownership matter more than maximizing monthly income.
None of those observations is a rule. The winning property is the one where rent is high enough relative to price, operating expenses are defensible, financing works, reserves remain healthy, and the building does not require heroic assumptions to survive.
Your best next step takes less than 15 minutes. Pick three active listings, one duplex, one triplex, and one fourplex. Enter purchase price, realistic monthly rent, estimated annual operating costs, and mortgage payment into the same spreadsheet. Then reduce rent by 5% and raise expenses by 10%.
The property still standing comfortably after that little financial rainstorm deserves your attention.
Last reviewed: 2026-08
